What is Revenue-Based Financing?
Revenue-Based Financing (RBF) is a non-dilutive form of growth capital where repayment is based on a share of monthly revenues, not the sale of your company. Once a set amount has been paid, we go away without taking your ownership with us.
No equity transferred - you keep 100% ownership
No personal guarantees or collateral required
Payments fluctuate with your monthly cash receipts for flexible cash flow management
Typical repayment in 3-5 years
Who We Fund
Our ideal portfolio company meets these criteria.
$300K+ Annual Revenue
Generating revenue and ready to grow. Business model does not need to be a subscription or SaaS.
40% Stable Gross Margins
Healthy margins that indicate a scalable and profitable business model.
Accurate Financials
Ability to provide accurate financial statements on a monthly basis.
Clear Growth Plan
Can demonstrate how Sage’s capital will accelerate growth.
Why Sage Growth Capital
We align our success with yours: growing sales, not chasing exits.
No Equity
You built it, you keep it. We don’t take an ownership stake in your company.
Fast, Flexible Capital
Flexible terms and an efficient process gives you the cash you need quickly so you can get back to business.
Investment Ends Cleanly
There’s no upside for us. Once you’ve repaid our agreed upon amount, the investment is finished.
Aligned Incentives
Our return improves when your revenue grows, we’re rooting for the same outcomes.
No Personal Guarantees
We require no personal guarantees or UCC liens, preserving your ability to arrange other financing.
Sage Advisors & Insights
Full access to our professional network and curated services to support your business and capital needs.
For Investors
We have many opportunities for investors to join our initiative whether you want to invest, refer a company, partner on an SPV, or join our Sage Advisors Program.
Michelle, Founder
"Sage team was amazing throughout the process and their flexible approach to revenue based financing will scale with us without dilution. It’s a win!"
David, Founder
"The financial investment will assure we can achieve our objectives and hire the staff required to maintain our growth trajectory. The team at Sage Growth Capital was great to work with and they guided us through the process every step of the way."
Cynthia, Founder
"Sage has been with us at each pivotal stage in our growth and we've truly valued the relationship."
